Money manager pays $2.5M to settle fraud case (AP)

WASHINGTON ? A former California investment executive is paying $2.5 million to settle federal charges that he hid a computer error that resulted in financial losses for clients. He will also be banned from the securities industry for life.

The Securities and Exchange Commission said Thursday that Barr M. Rosenberg, the co-founder and former chairman of AXA Rosenberg, learned of the coding error in June 2009. But Rosenberg told others to keep it quiet and not fix it immediately, the SEC said.

The error was not disclosed to clients until April 2010. By then, clients lost $217 million.

Rosenberg, 68, was the developer and original programmer of the computer model used to manage clients' investments.

"Rosenberg chose concealment over candor, and in doing so, selfishly served his interest over those of his clients," said Robert Khuzami, the SEC's enforcement director.

Rosenberg's attorney, Jonathan R. Bass, said his client is relieved the matter is concluded.

"He never acted with any intention to cause harm to AXA Rosenberg clients or to gain any advantage or any benefit for himself," Bass said.

The investment firm has paid $242 million to settle civil fraud charges. AXA Rosenberg neither admitted nor denied wrongdoing in settling the case. But it agreed to refrain from future violations of securities laws.

Jeremy Baskin, AXA Rosenberg's global chief executive officer, said in a statement that the firm was "not a party to the settlement" and that "Barr has not been involved with the operations of AXA Rosenberg for quite some time."

"Our focus is on looking forward and delivering returns for our clients," he said.

AXA Rosenberg, based in Orinda, Calif., is owned by French insurance company AXA SA. The company's assets have declined to $29 billion as a June, down from $70 billion in early 2010.

Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/ap/20110922/ap_on_bi_ge/us_sec_fraud_charges

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Facebook adds new social Internet radio service

Facebook members will have the chance to listen and chat about music in real-time with their friends via virtual listening rooms through a new social Internet radio service.

Facebook will be offering a new app from Myxer Social Radio to bring friends together through music as they listen at the same time in rooms they create or that are created by their friends, with music choices enhanced by Myxer?s recommendations.

After downloading the free app on Facebook once it hits the site later this year, users can log in and see which friends are also using the service. Similar to Pandora?s streaming service, people can join different listening rooms or channels based on musical artists, such as Lady Gaga or U2.

However, Myxer ? which has an existing mobile music service that includes 49 million users ? takes it a social step further by allowing anyone in the room the opportunity to chat about the song and even record a "Song Story," a 30-second video where someone can explain what the song means to them.

"We see this as an opportunity to bring people together through music and enhance the experience of music through social content," Myxer?s CEO Myk Willis told TechNewsDaily. "No matter where your friends may be, the app can bring people and music together. By adding social context to music with features such as Song Stories, it?s like hearing songs for the first time through someone else's ears."

People can also vote on whether or not they like the song that?s playing in the listening room. If the majority rules and people want to hear a new song, Myxer will play another one.

"This is more about strengthening social connections with real friends than a tool that will be used to meet new people," Willis said. ?Digital natives enjoy interacting with their friends and this gives them another way to connect as they listen to music.?

Reach TechNewsDaily senior writer Samantha Murphy at smurphy@techmedianetwork.com. Follow her on Twitter @SamMurphy_TMN

?

? 2011 TechNewsDaily

Source: http://www.msnbc.msn.com/id/44616625/ns/technology_and_science-tech_and_gadgets/

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Optoma TW675UTi-3D

With the arrival of the Optoma TW675UTi-3D ($1,800 street), you can add Optoma to the list of companies selling ultra-short-throw interactive projectors. Directly competitive with the Dell S500wi ($1,599 direct, 4 stars) and Epson BrightLink 455Wi ($2,200 street, 4 stars), it's also the most capable representative overall of its breed to date, which makes it Editors' Choice.

The TW675UTi-3D delivers an impressive balance of interactive capability, brightness, connectivity, and level of data and video image quality. It also offers 3D, and, uniquely for now, lets you turn on the interactive and 3D modes at the same time. The brightness goes way down, but it opens up some interesting possibilities for interactive 3D software.

Note too that you can mount the projector pointing straight down to create an interactive table top if you like. Although you can obviously mount any ultra-short-throw projector this way, in many cases the projector will overheat because of the change in airflow, and the lamp life will drop significantly. Optoma says that the TW675UTi-3D was designed with interactive tabletop applications in mind, and that mounting it so it points straight down will have no effect on lamp life.

The Basics
Aside from the ultra-short throw, interactivity, and 3D, the TW675UTi-3D, offers a garden variety set of features for a data projector aimed at a small to medium size conference room or classroom. It's built around a DLP chip, and it offers WXGA (1,280 by 800) resolution along with a 3,200 lumen brightness rating. As its 16.8 pound weight and 8.3- by 16.8- by 16.0-inch (HWD) measurements suggest, it's meant primarily for permanent installation, although you can also put it on a cart for room-to-room portability.

Setup is standard fare, with a typical set of connection options for data and video. Choices include an HDMI port for a computer or video source, two VGA ports for computers or component video, a VGA passthrough port, and both S-video and composite video inputs. There's also a USB port that will let you plug in an optional WiFi dongle ($29 street) for data or plug in a USB memory key with JPG and BMP files for the projector to read directly.

The Big Picture
By definition, ultra-short-throw projectors show big images from short distances. For the TW675UTi-3D, that worked out in my tests to throwing a 78-inch-wide image (92 inches diagonally at the native 16:10 aspect ratio) with the front of the projector just 10 inches from the screen.

As with all ultra-short-throw projectors, the actual projection distance is longer, because the lens is near the back of the projector, facing a mirror that reflects the image and sends it to the screen. The distance to the mirror was roughly 25 inches, just short of Optoma's maximum stated distance of 25.8 inches for a 100-inch image. Optoma's stated full range for image size is 77 to 100 inches at distances of 19.3 to 25.8 inches from the mirror.

Interactivity and 3D
The interactivity worked as expected in my tests for drawing, highlighting, and otherwise interacting with the image. As is typical, Optoma provides one interactive pen and an interactive program, in case you don't already have one.

One advantage of the Texas Instruments interactive technology that the projector uses is that it doesn't need calibration. The pen essentially looks at a grid (invisible to the human eye) that the projector overlays on the image, and it reports the co-ordinates it's pointing at. In addition to eliminating the need for calibration, this approach means that the pen only has to see the screen rather than touch it, which lets you use literally any surface?including a freely hanging screen with no support behind it. It also means you can walk around the room and interact with the screen from a distance, although you shouldn't expect to point at the screen with any precision from more than a few feet away.

The 3D feature turned out to be surprising. Most 3D-ready, interactive projectors won't let you use 3D and interactive modes at the same time. With the TW675UTi-3D you can. The brightness drops noticeably, but that you can do it at all opens up the possibility of using 3D interactive programs, a category that Optoma says is just starting to appear. This basically translates to helping future-proof the projector.

Of course, as with all inexpensive 3D-ready projectors at the moment, the 3D capabilities are limited. By itself, the projector will work only with a computer with a Quadbuffered, Open GL 3D-compatible graphics card. To use it for 3D with a Blu-ray player or the signal from your TV's set-top cable box you'll need to connect by way of a converter, like the Optoma 3D-XL ($400 street, 4 stars) that I used for my tests. You can't count this against the projector, however, since the same holds true (for now) for all of its competition, including, for example, the Dell S500wi.

Image Quality and Other Issues
The projector was easily bright enough for the image size I tested with to stand up to the ambient light in most offices or classrooms. It also scored well overall on image quality. For data images, it sailed through our standard suite of DisplayMate tests, with suitably eye catching color and no important problems. With video, it did a good job with skin tones and with maintaining shadow detail (details based on shading in dark areas), even in scenes that many projectors have problems with. It's not in the same class as a home theater projector, but for a data projector it does surprisingly well.

Also in the TW675UTi-3D's favor is that it has very little rainbow effect, with light areas breaking up into little red-green-blue rainbows when you shift your gaze or an object moves on screen. The effect is a potential issue for any single-chip DLP projector, but some show it more often than others, particularly with video sources. With the TW675UTi-3D they show so rarely that even people who see the rainbows easily, as I do, are unlikely to find them annoying.

Note, finally, that the built-in stereo audio system, with two 5-watt speakers, is a little disappointing. The sound quality is reasonably good, but the volume is suitable for only a small conference room. If you need audio, you'll probably need to use an external sound system.

The TW675UTi-3D offers a lot more strengths than weaknesses. On the plus side are brightness, image quality for both data and video, lots of connection choices, an ultra-short throw, suitability for mounting for an interactive table top, 3D, the ability to turn 3D and interactive mode on at the same time, and more. And on the minus side are...well not enough issues to matter all that much. The balance makes the TW675UTi-3D an impressive projector indeed, and our new pick for interactive, ultra-short-throw Editors' Choice.

More Projector Reviews:
??? Optoma TW675UTi-3D
??? Optoma Pro360W
??? Boxlight TraveLight3
??? Acer K11 Projector
??? Epson BrightLink 455Wi
?? more

Source: http://feedproxy.google.com/~r/ziffdavis/pcmag/~3/5pjpaZIeMcw/0,2817,2391773,00.asp

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Loggerhead sea turtle protection modified

Federal agencies have changed the designation of loggerhead sea turtles from a single threatened species to nine distinct population segments; five are listed as endangered and four are listed as threatened.

The National Oceanic and Atmospheric Administration and U.S. Fish and Wildlife Service said the change will help scientists tailor conservation efforts to deal with threats faced by genetically distinct groups of the species in regions around the world.

The decision Friday was in response to legal petitions filed in 2007 by the Center for Biological Diversity, the Turtle Island Restoration Network and Oceana for additional protections for the loggerheads.

In March, the agencies proposed listing seven populations as endangered. However, the final statuses of the Northwest Atlantic Ocean and Southeast Indo-Pacific Ocean segments were changed from endangered to threatened after further analysis and public comments including objections from the fishing industry, according to Jim Lecky, NOAA fisheries director of protected resources.

Earlier this year, the proposal to list the Northwest Atlantic population as endangered was questioned by a group of 15 federal lawmakers with oversight of NOAA. Their questions were based on concerns about potential effects on coastal communities, marine industries and commercial and recreational fishing activities.

In an interview Friday, Sandy MacPherson, national sea turtle coordinator for the Fish and Wildlife Service, said: "The trend in nesting female [Northwest Atlantic Ocean] loggerhead sea turtles is relatively flat; their decline is not a precipitous one."

Catherine Kilduff, an attorney at the Center for Biological Diversity, disagreed. "The failure to recognize that Northwest Atlantic loggerheads are endangered ignores the massive impacts of the BP oil spill and increased threats from shrimp-trawler fisheries on this imperiled population," she said.

In a break from the usual process, the endangered statuses did not trigger designation of critical habitat zones for the two populations found in the United States, which would have affected future oil drilling, fishing and other activities. Instead, critical habitat will be proposed and determined in a separate action next year.

In the meantime, "I think the impacts will be minor because the animals were already listed worldwide as threatened," Lecky said. "For example, shrimp trawl fisheries and others will continue to be required to use turtle exclusion devices. There may be some additional conservation measures put in place."

Loggerhead turtles have continued to decline since the species was listed as threatened in 1978 under the Endangered Species Act. The primary causes include incidental capture in fishing nets and long lines, lost beach nesting habitat and harvesting of eggs, wildlife authorities say.

Loggerhead nests in the U.S. are found along the Atlantic and Gulf of Mexico coasts, from southern Virginia through Alabama. The North Pacific population hatches on the Japanese coast, and some juveniles migrate more than 7,500 miles to the coast of Mexico, where they feed in open waters.

Loggerheads grow to about 3 feet in length and can weigh about 250 pounds. Their broad heads support powerful jaws and enable them to feed on hard-shelled prey, including whelks and conch.

Because loggerheads reach sexual maturity at about 35 years old, it may take decades before scientists can determine whether conservation measures are reflected in sea turtle mortality rates and increased chances of survival, MacPherson said.

"Loggerhead populations across the world need more protection to survive this century," Kilduff said. "This listing is a wake-up call that a whole host of threats ? from oil spills, channel dredging and commercial trawling to longline and gillnet fisheries ? continue to kill off turtles faster than the animals can possibly hope to reproduce."

louis.sahagun@latimes.com

Source: http://feeds.latimes.com/~r/latimes/news/science/~3/m_mcU3hQpso/la-me-turtles-endangered-20110919,0,1769552.story

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Why You Need to Understand Termite Control and Prevention ...

Dealing with termite problems nowadays is very easy to do; there are a lot of reliable service providers that can help you solve any termite issue you found in no time. Still, you need to take the extra time and learn more about termite control and prevention. There are several reasons that justify the importance of understanding termite prevention and control process, and we are going to discuss them in this article.

Any termite control specialist will agree that knowing exactly what you are dealing with ? or what you can expect to deal with ? is the first step towards winning the battle. Before you contact a termite control company and start working no eradicating termite colonies from your property, it is important that you learn more about different types of termites and their characteristics first.

It is also important that you learn more about the symptoms of termite issues. When you are dealing with Formosan termites, for example, you can expect to see bulging walls in different parts of the house. Understanding the common symptoms of termite attacks can really help you spot potential termite issues when they are still in early stages, which means it will also be even easier to solve them.

Next, you can also learn more about the common problems found in your area. This will help you both solve and prevent termite issues effectively. You also need to work with a local termite control company so that the specialists assisting you with your problems have the experiences in dealing with similar issues; if you want to find a termite control company in North Carolina or any other state across the country, simply go online and search for termite control companies using the available dedicated search tools to help you.

Last but certainly not least, it is important that you understand different aspects of termite control and prevention so that you can apply the right prevention methods accordingly. Preventing termite attacks is always better than dealing with the existing ones, so start as early as pre-construction of the property itself and keep your property termite-free without hassle.

Source: http://www.catnerhomeimprovement.com/why-you-need-to-understand-termite-control-and-prevention

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Small business owners are getting more pessimistic (AP) | Stock ...

NEW YORK ? When the country recovered from recessions in the past, small businesses were usually the first companies to start hiring. But smaller companies are so pessimistic now that they?re not taking on their historical leadership position.

The National Federation of Independent Business, which issues a monthly report on small business optimism, says ?confidence in the future of the economy crashed in August.? The group?s optimism index ? which it wryly called the Small Business Pessimism index ? was down for the sixth straight month.

?The small business half of the economy is still in the `tank?,? the NFIB said in its report.

THE BIGGEST PROBLEM: SALES

The NFIB optimism index is compiled from a survey of small business owners. Fewer survey participants said their sales were rising, and more said sales were falling, compared with July.

The outlook for the future isn?t good. Thirty-four percent of owners surveyed said they expect their sales

Read More from the Article Source: http://us.rd.yahoo.com/dailynews/rss/business/*http%3A//news.yahoo.com/s/ap/20110916/ap_on_bi_co_ne/us_small_talk

Source: http://www.rocketnews.com/2011/09/small-business-owners-are-getting-more-pessimistic-ap/

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The Advantages Of Choosing A Self Catering Holiday | 3NM.ORG

The expansion in the self catering vacation may be greatly helped because of the growth of the net. It is currently easy to find information about self catering holidays on the internet then decide that you would want to stay.

Self catering holidays are popular with tourists undertaker a job interview family trip. An advantage of buying a holiday that may be self catering is really because also come in most countries worldwide.

The most popular vacation destinations for self catering vacations is Ireland. Many holiday makers went for the family holiday to Ireland and choose self-catering accommodation. Ireland is indeed , used often by holiday makers on self catering holidays as it would be a country brimming with warm welcoming people and contains among the most beautiful countryside in Europe.

While you?re on a self-catering holiday to Ireland families assume that they discover the newest real Ireland. They are sample the planet famous Irish beer and as well try several of the sampling local cuisine make would not have got the ability to try when they has not been on a self-catering holiday.

France is favourite holiday destination for self catering vacations. Families go to France and select a self-catering holiday as they definitely assume that that them have the real life style in France. By choosing self catering on vacation in France, families can make you can eat in local bars and restaurants. This will give the criminals to purchase a true feel of one?s local culture and incredibly appreciate the French cuisine. It could be fun to surf from your markets and shops thereafter accept the produce here we are at one self catering accommodation to cook.

By undertaking the interview process self-catering a vacation to France allows you to try different foods that you will not try with a normal holiday. Normandy may be a popular destination with visitors undertaking the interview process self catering a vacation to France. Many families returning frequently to France on self-catering vacations as they quite simply really like the flavor with the local food. By buying a self catering vacation, tourists to France have the ability to go through the many mouthwatering foods specific to individual regions.

Scotland can be another popular self catering holiday destination. Tourists are keen on Scotland by its stunning scenery and warm and friendly people. Self catering holidays are extremely popular in Scotland as it might work our as being a top notch value money. By choosing a self catering vacation it is easy to choose when you want to enjoy plus in which you plan to eat. Scotland is renowned for having some sampling food and whisky and tourists offer the variety of food ordering or assistance programs were their self catering vacation home.

In England among the most popular self-catering holidays are developing Devon and Cornwall. Many families would like to take self-catering holidays in Devon and Cornwall and visit to the beautiful beaches and stunning views out covering the sea. Self catering holidays will also be popular in Devon and Cornwall simply because they aide in reducing the cost of the xmas.

Many lovers for the great out doors embark on self-catering holidays within the Lake District. They are simply well liked here because holiday makers wish to continue on long walks and explore a local mountains. They are really then not restricted by meals and might spend even a full outing at the beautiful mountains through the Lake District.

Holiday cottages in East Yorkshire ? we let holiday cottages, set on our farm and converted from barns. Just 2 miles from Beverley we offer arrival any day and short breaks all year round. Visit: http://www.broadgatefarmcottages.co.uk

Source: http://www.3nm.org/home-family/the-advantages-of-choosing-a-self-catering-holiday/128281/

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