Sunday, January 27, 2013

Editor's desk: Macworld|iWorld 2013 bound!

Early tomorrow morning I'm jumping in a plane and flying to San Francisco, California for Macworld|iWorld 2013. Since it's been well below -20 celsius in Montreal this week, I'm looking even more forward to it than usual.

Leanna Lofte, who usually covers the SF events with me, just gave birth to a beautiful baby girl, Lucy Danae Lofte, so she's sitting this one out. There are very few people in our line of work with her camera skills, so to make sure we keep the level of quality you guys expect and deserve, we're bringing Martin Reisch with us this year. Yeah.

There'll be a lot going on, and we'll be doing our best to bring you with us every step of the way with photo journals, videos, podcasts, and a bunch of social sharing. Here's the plan so far:

There will be tons of other stuff happening in and around all that, so make sure you keep your browsers locked to iMore's Macworld|iWorld page, and subscribe to the iMore YouTube channel to get all the latest videos as soon as inhumanly possible.

And for up-to-the-minute stuff, including everything and anything unfit for print, you can follow @reneritchie and @safesolvent on Twitter.

Last year Macworld|iWorld completed their transition from trade show to epicenter of the community, from a place to see Apple stuff to place to meet and enjoy the company of fellow Apple enthusiasts. I can't wait to see what they have in store for all of us this year.

Let me know what you'd like to see from our Macworld|iWorld coverage, and if you're going to be there are well, please do come up and say hello!



Source: http://feedproxy.google.com/~r/TheIphoneBlog/~3/mkSamaELkRA/story01.htm

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The state of small business lending | REJournals.com

Senior Vice President-SomerCor 504

The Small Business Administration recently finished its fiscal year, and it was a record year on most all accounts. During fiscal year 2012, more than $1 billion in SBA loans were approved for small businesses in the State of Illinois alone. This represents a substantial increase over 2011.

The impressive results in 2012 can be attributed in great part to business? appetite for attractively priced alternative financing options and the success of a two-year refinancing initiative that was part of the SBA 504 Loan program.

At the same time, since the end of September a powerful misconception has emerged and lingered in the market.? There are people?small business owners and those who advise them ? who believe that the Small Business Administration no longer is funding transactions ? that it is closed for business.

That couldn?t be farther from the truth.

Let?s clarify the state of small business lending as we close out calendar 2012 and look ahead to 2013.

Two years ago the Jobs Act of 2010 was ratified to provide small businesses with greater access to capital to invest in fixed assets. Through the SBA 504 lending program, small businesses finance the purchase, construction and renovation of commercial real estate (as well as the acquisition and installation of heavy machinery and equipment) through long-term, government-guaranteed loans.

The Small Business Jobs and Credit Act of 2010 enhanced the existing SBA loan program with three significant changes:

  • Greater access ? To qualify for a 504 loan, the tangible net worth of a company was increased to $15 million (from $8.5 million), while after-tax net income as high as $5 million (up from $3 million);
  • Increased loan values ? Applicants are eligible to receive between $5 million and $5.5 million in SBA dollars (up from between $1.5 million to $4.0 million); and
  • Debt refinancing ? Existing debt can be refinanced. Recent modifications removed certain restrictions and meant that refinancing of the debt would be possible regardless of the loan maturity.

The final change ? the refinance provision ? carried with it an expiration. The end of September brought about the end of the refinancing program.

Yet small business lending is alive and doing very well in Illinois, and across the country. The first two changes to the Jobs Act of 2010 remain in full force today. Those two characteristics, along with the fact that interest rates continue to be at some of the lowest levels ever, make SBA lending as attractive as ever.

In a traditional SBA 504 loan, a bank provides the first mortgage at 50 percent of the eligible financing, a Certified Development Corp. (CDC) like SomerCor provides a second mortgage equal to 40 percent of the eligible financing, and the borrower puts 10 percent down.? Conventional lending often calls for 25 to 35 percent down in this market, so the out-of-pocket savings is significant.

The current SBA lending programs provide advantages to both banks and borrowers.? For banks, it brings exposure down to 50 percent at a time when financial institutions are looking to preserve capital and keep their loan to values at conservative levels.? For business owners, rather than putting 25 to 35 percent down for a five-year conventional loan, the business owner can put down just 10 percent, and use the savings for working capital needs.

Additionally, the SBA portion of the 504 loan is a 20-year fixed rate that currently is 3.95 percent.

The three new elements of the legislation will impact business owners in a number of ways:

  • This increase in size standard requirements means that middle-market firms have greater access;
  • By increasing the amount of money that can be borrowed, the purchasing power of businesses has increased significantly, and the program can be utilized for projects as large as $15 million to $20 million.

Exemplifying the benefits and advantages of the SBA lending program, and the various changes that have taken place over time, is St. Charles-based Tek Pak Inc. Formed in 1992, Tek Pak sells, manufactures and distributes plastic carrier tape and thermoform prototype and production tooling to customers in the electronics and healthcare industries, among others.

Tek Pak Inc. has been the beneficiary of three SBA 504 loans, and is working on another.? Tony Beyer, president, said the SBA 504 program has allowed Tek Pak Inc. to continue to expand its operations.

Tek Pak Inc. first used a 504 loan four years ago to acquire its St. Charles facility.? ?Last year, the company used two new SBA 504 loans for equipment.? One of those loans led to the purchase of additional manufacturing equipment and the second was used to refinance term debt on other manufacturing equipment.

The company is currently in the process of obtaining its fourth 504 loan in order to acquire a facility in Batavia that it currently leases.?This new 504 loan will allow Tek Pak Inc. to continue to make capital expenditures, grow and hire additional employees.

Gabe Beukinga is a senior vice president and team leader for SomerCor 504, a Certified Development Corp. During fiscal year 2012, no Chicago-based CDC approved more SBA loans than SomerCor 504. In FY 2012, Beukinga contributed more than $90 million in SBA lending ranking him among the highest of all loan officers in the country.

? 2013 Real Estate Communications Group. Duplication or reproduction of this article not permitted without authorization from the Real Estate Publishing Group. For information on reprint or electronic pdf of this article contact Mark Menzies at 312-644-4610 or menzies@rejournals.com

Source: http://www.rejournals.com/2013/01/25/the-state-of-small-business-lending/

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Saturday, January 26, 2013

Second suspect nabbed in college shooting

By Vignesh Ramachandran, Staff Writer, NBC News

A second man suspected in a shooting that wounded three people at a Houston-area community college was arrested Friday, authorities said.

Trey Foster, 22, was arrested in Plano, Texas, early Friday morning over?Tuesday's shooting?at the Lone Star College campus in North Harris County. Authorities charged Foster with "aggravated assault with a deadly?weapon,"?the Harris County Sheriff's Office told NBC News.

Investigators say he fired at least 10 shots on the campus,?NBCDFW.com reported.

A friend of Foster, 22-year-old Carlton Berry, was wounded in the incident, and authorities arrested and charged Berry as the gunman, Reuters reported.


A college?maintenance?worker and 25-year-old Jody Neal also were shot in what Sheriff Adrian Garcia?called a "ridiculous confrontation" that Foster and Berry had with Neal, according to Reuters.

Courtesy Harris County Sheriff's Office

Trey Foster is pictured in this police booking photo from Friday morning. Police charged and arrested Foster in connection with Tuesday's shooting at a Houston-area community college.

Exactly what happened is still unclear, but court records indicate Neal bumped into Foster and they got into an argument, according to Houston NBC affiliate KPRC. The two parted ways, but officials say that 30 minutes later Foster -- who was with Berry -- got into another?confrontation?with Neal, KPRC reported. The shooting happened outside between an academic building and a library, school officials said.

Officials found a pistol inside the Plano home where Foster was Friday morning, but the U.S. Marshal's office is still trying to figure out if it was the same gun used Tuesday, NBCDFW.com reported.

Court records show Foster is being held in lieu of $106,000 bail, pending a court hearing Monday, Reuters reported.

Berry, who was charged with two counts of?aggravated?assault?with a deadly weapon, remained in police custody and in the hospital Friday, KPRC reported.

Lone Star's North Harris campus is 20 miles north of Houston in unincorporated Harris County. The campus has roughly 19,000 students.

Reuters and NBCDFW.com's Kendra Lyn contributed to this report.

Source: http://usnews.nbcnews.com/_news/2013/01/25/16700289-second-suspect-nabbed-in-houston-area-community-college-shooting?lite

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[unable to retrieve full-text content]Lasting freedom from any addiction calls for learning?or relearning?how to ride these tides without the help of the substance. The food log can help in identifying what tends to spur binges. Knowing where your emotional ...

Source: http://www.psychologytoday.com/blog/thin-within/201301/kicking-food-addiction-six-points-the-path-peace

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Friday, January 25, 2013

New strategy to fight deadly infection in cystic fibrosis

Jan. 23, 2013 ? New research suggests that lowering excessive levels of a protein in immune system cells could be a strategy to clear an infection that is deadly to patients with cystic fibrosis (CF).

Researchers determined that normalizing levels of the protein, called p62, in cells from mice carrying the most common mutation that causes CF will jump-start a natural cellular process that clears away the offending bacteria.

The scientists had previously determined that in cells from mice and humans carrying the CF mutation, the bacteria that cause this infection interfere with an important survival process in immune system cells; they also attributed this interference to elevated levels of p62.

The survival process, called autophagy, allows a cell to digest parts of itself to produce energy when it is experiencing starvation. In many infections, autophagy also helps digest pathogens and clear them away.

The bacterium, Burkholderia cenocepacia, causes a severe and persistent lung infection in patients with CF and is resistant to nearly all known antibiotics. Various types of chronic lung infection are responsible for about 85 percent of deaths in CF patients.

"Autophagy also controls inflammation, so when you decrease p62 levels in a CF mouse model and that improves autophagy, you are controlling inflammation produced by Burkholderia cenocepacia. And that's what we are trying to do for patients -- save them from inflammation," said Amal Amer, associate professor of microbial infection and immunity and internal medicine at Ohio State University and senior author of the study.

While relatively rare, B. cenocepacia infection is highly transmissible in patients with cystic fibrosis. By causing either severe sepsis or massive inflammation that damages lung tissue, the infection amounts to a death sentence for CF patients.

To lower p62 levels, the researchers introduced a small interfering RNA molecule, or siRNA, to silence a specific gene and reduce the protein's activation. Amer plans to next test this protein-lowering technique in mice that are models for cystic fibrosis. Designing a similar strategy in humans would require many years of additional study, she noted.

The study is published in the current issue of the Journal of Biological Chemistry.

The cells that can use autophagy to clear infection are macrophages, which are first responders in the immune system that consume offending pathogens.

In previous work, Amer and former Ohio State doctoral student Basant Abdulrahman showed that in macrophages isolated from both mice and humans that carried the most common CF mutation, the bacterium would invade the macrophage and thrive instead of being digested and cleared away as it was in cells without the mutation.

The research group showed that rapamycin, an existing drug known to stimulate autophagy, helped control B. cenocepacia infection in mice that serve as a model for cystic fibrosis.

"Rapamycin worked well as a proof of concept, but it has so many side effects that it's hard to imagine giving it to small children with CF for an extended period of time. That's why we looked for another method," said Amer, also an investigator in Ohio State's Center for Microbial Interface Biology (CMIB).

For this study, the researchers conducted experiments in macrophage cells derived from mice carrying the CF mutation and compared them to macrophages from normal, healthy mice.

The researchers observed in macrophages with the mutation that when p62 is elevated, other cell components clump together, causing disruption to the autophagy process.

"p62 is a sticky protein, so high levels of it lead to the formation of aggregates. Once we get rid of that sticky protein -- the glue -- these protein aggregates will be able to go where they are supposed to go and allow the autophagy process to work properly," Amer said.

Abdulrahman observed that in cells with the CF mutation, a key molecule gets caught up in those clumps. This molecule, beclin1, has a critical autophagy job, essentially escorting foreign particles to the cell parts that digest them and clear them away.

"Our hypothesis was that if we downregulate p62, this will release beclin1 from the aggregates. Once it's available, we will have active autophagic machinery that is able to control the infection," said Abdulrahman, first author on the paper.

In contrast, lowering p62 in macrophages from normal mice allowed the B. cenocepacia bacteria to grow. This confirmed that p62 actually controls the infection in cells from healthy animals but has the opposite effect when the CF mutation is present, she said.

This work is supported by the National Institutes of Health, Cystic Fibrosis Canada and an Egyptian Bureau of Education fellowship.

Additional co-authors are Arwa Abu Khweek, Kyle Caution, Mia Tazi, Hoda Hassan, Yucheng Zhang; Sankalp Malhotra and Patrick Rowland of the Department of Microbial Infection and Immunity, Department of Internal Medicine and CMIB; and Famke Aeffner and Ian Davis of the Medical Scientist Training Program and Department of Veterinary Biosciences, all at Ohio State; and Miguel Valvano of the University of Western Ontario and Queen's University.

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Story Source:

The above story is reprinted from materials provided by Ohio State University, via Newswise.

Note: Materials may be edited for content and length. For further information, please contact the source cited above.


Journal Reference:

  1. B. A. Abdulrahman, A. A. Khweek, A. Akhter, K. Caution, M. Tazi, H. Hassan, Y. Zhang, P. D. Rowland, S. Malhotra, F. Aeffner, I. C. Davis, M. A. Valvano, A. O. Amer. Depletion of the Ubiquitin-binding Adaptor Molecule SQSTM1/p62 from Macrophages Harboring cftr ?F508 Mutation Improves the Delivery of Burkholderia cenocepacia to the Autophagic Machinery. Journal of Biological Chemistry, 2012; 288 (3): 2049 DOI: 10.1074/jbc.M112.411728

Note: If no author is given, the source is cited instead.

Disclaimer: This article is not intended to provide medical advice, diagnosis or treatment. Views expressed here do not necessarily reflect those of ScienceDaily or its staff.

Source: http://feeds.sciencedaily.com/~r/sciencedaily/top_news/top_health/~3/nXyOa3KHrek/130123114226.htm

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Thursday, January 24, 2013

RSA Introduces New Integrated Business Continuity, Disaster ...

BEDFORD, Mass., Jan. 23, 2013 /PRNewswire/ ?

News Summary:

  • RSA Archer? Business Continuity Management and Operations is one of the industry?s most tightly integrated solutions for managing business continuity, disaster recovery and crisis management, designed to enable alignment of continuity planning with an organization?s business priorities and integration with enterprise GRC processes.
  • The new RSA Archer BCM Mobile App provides iPhone? and iPad? mobile digital device users with visibility into details of business continuity and disaster recovery plans from any location, enabling accelerated responsiveness during crisis events.
  • The addition of the RSA Archer Business Continuity Management and Operations solution and mobile app to the RSA Archer portfolio, support EMC?s overall mission of building trust in next-generation IT solutions by automating the approach to business continuity, disaster recovery and effective crisis management.

Full Story:

RSA, the Security Division of EMC? Corporation (EMC), today introduced two significant additions to its RSA Archer? product suite designed to help customers meet ever changing and comprehensive business continuity, disaster recovery and crisis management demands.?

RSA Archer Business Continuity Management and Operations is one of the industry?s most tightly integrated solutions designed to address business continuity, disaster recovery and crisis management.? Engineered to?align with BS25999, NIMS and ISO 22301, it offers a standards-based approach to business continuity planning. Notably, deeper integration with other GRC processes such as enterprise risk management, incident management and third-party management, helps allow companies to align recovery efforts with organizational objectives and priorities for enhanced visibility, accountability and reporting.

Offering a flexible platform, continuity professionals can efficiently execute business continuity and disaster recovery process changes while limiting the need to invest in costly professional services. Additionally, RSA provides templates engineered to perform business impact analyses and risk analyses at any level of the business hierarchy or enterprise infrastructure, and tie to other risk assessments.

As engineered, Key Features of RSA Archer Business Continuity Management and Operations include:

  • Risk Register ? Helps users identify, evaluate and mitigate risks that may impact their organization, locations, processes or partners.
  • Business Impact Analysis (BIA) ? Gives users the ability to evaluate the criticality of their processes and determine recovery objectives (RTO and RPO) that are coordinated across supporting infrastructure.
  • Centrally Managed Business Continuity and Disaster Recovery Plans ? Allows users to develop detailed recovery plans for business processes or IT assets, utilizing automated workflow for plan testing, activation and approval.
  • Enhanced Crisis Management and Response ? Helps enable users to report and manage crisis events, send emergency notifications to communicate crisis information to appropriate personnel, and activate business continuity or disaster recovery plans to recover disrupted business operations, facilities or IT infrastructure.
  • Tighter Integration with Other RSA Archer GRC Components ? Lets users relate Business Continuity Management components such as risks, BIAs, recovery plans or crises to organizational units (e.g., divisions, business units) and infrastructure (e.g., processes, facilities, IT applications or vital records) for visibility, accountability and reporting.

Additionally, RSA has also introduced the availability of the RSA Archer BCM Mobile App.? As a key component in a GRC mobile strategy, the app is designed to augment hard copy plans and enable rapid response during a crisis situation by offering visibility into business continuity or disaster recovery plans and associated strategies, tasks, calling trees and requirements from most locations.? In the event that a data center is not available, the RSA Archer BCM Mobile App is engineered to provide high availability, allowing the end user offline access to resources from the time the app was last synced. ?Additional capabilities including a Mobile App Toolkit built to enable customers to create and design custom applications including questionnaires and assessments will also be supported in a future release.

The addition of the RSA Archer Business Continuity Management and Operations solution and mobile app to the RSA Archer portfolio helps support EMC?s overall mission of building trust in next-generation IT solutions by automating the approach to business continuity, disaster recovery and effective crisis management.

Executive Quote:

Martin Goulet, Director Product Marketing, RSA, The Security Division of EMC

?Today nearly every business process depends on a digital infrastructure, but aligning business continuity and disaster recovery planning to the needs and risk levels of the business has been very challenging for IT professionals. By offering a broad solution that covers the entire process from designing and testing to mobile access, we?re working to make it easier to align risk and criticality with business continuity plans. This lets IT deliver greater business value, and helps businesses better manage digital risks and deliver more trusted services to their internal and external customers. Tight integration with enterprise GRC processes helps ensure better alignment of business continuity management efforts with overall business risk and business strategies.?

Customer Quotes:

Darren Nichols, MBCP, Sprint Business Continuity Office (BCO)?

?As a major wireless telecommunications provider, having a mobile application is high on our list of features for our Business Continuity and Disaster Recovery Planning solution. The RSA Archer BCM mobile app gives us one more option for quickly accessing contact and plan data while we are away from our computers.?

Daniel Minter CBCP, MBCI, Equifax ? Global Business Continuity Management

?We have encountered a 60% reduction in time it takes to create BC/DR report templates and our users are reporting far better output for their BC plans and business impact assessments.? With the RSA Archer Business Continuity Management solution, we are light years ahead of where we were with our BC/DR program.?

Availability:

The RSA Archer Business Continuity Management and Operations solution, and the RSA Archer BCM Mobile App, are currently available to customers worldwide. ????????? ?

Additional Resources:

About RSA

RSA, The Security Division of EMC, is the premier provider of security, risk and compliance management solutions for business acceleration. RSA helps the world?s leading organizations succeed by solving their most complex and sensitive security challenges. These challenges include managing organizational risk, safeguarding mobile access and collaboration, proving compliance, and securing virtual and cloud environments.

RSA offers industry-leading solutions in identity assurance access control, data loss prevention, encryption key management, compliance security information management and fraud protection. These solutions bring trust to millions of user identities, the transactions that they perform, and the data that is generated. For more information, please visit www.RSA.com and www.EMC.com.

EMC, RSA and Archer are either registered trademarks or trademarks of EMC Corporation in the United States and/or other countries. iPod and iPad are registered trademarks of Apple Inc.? All other products and/or services are trademarks of their respective owners.

This release contains ?forward-looking statements? as defined under the Federal Securities Laws.? Actual results could differ materially from those projected in the forward-looking statements as a result of certain risk factors, including but not limited to: (i) adverse changes in general economic or market conditions; (ii) delays or reductions in information technology spending; (iii) the relative and varying rates of product price and component cost declines and the volume and mixture of product and services revenues; (iv) competitive factors, including but not limited to pricing pressures and new product introductions; (v) component and product quality and availability; (vi) fluctuations in VMware, Inc.?s operating results and risks associated with trading of VMware stock; (vii) the transition to new products, the uncertainty of customer acceptance of new product offerings and rapid technological and market change; (viii) risks associated with managing the growth of our business, including risks associated with acquisitions and investments and the challenges and costs of integration, restructuring and achieving anticipated synergies; (ix) the ability to attract and retain highly qualified employees; (x) insufficient, excess or obsolete inventory; (xi) fluctuating currency exchange rates; (xii) threats and other disruptions to our secure data centers or networks; (xiii) our ability to protect our proprietary technology; (xiv) war or acts of terrorism; and (xv) other one-time events and other important factors disclosed previously and from time to time in the filings of EMC Corporation, the parent company of RSA, with the U.S. Securities and Exchange Commission.? EMC and RSA disclaim any obligation to update any such forward-looking statements after the date of this release.

Article source: http://finance.yahoo.com/news/rsa-introduces-integrated-business-continuity-140000499.html

Source: http://www.newstonews.com/2013/01/23/rsa-introduces-new-integrated-business-continuity-disaster-recovery-and-crisis-management-solution/

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